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Welcome to Flory Financial



Welcome to Flory Financial and thank you for visiting my website! If you have not already discovered my name is Tod Flory and I am a newly certified financial coach through Dave Ramsey’s Financial Coach Training Program. I am excited to work with individuals and couples just like you who feel stressed out about money and feel that you're stuck, unable to get ahead. Using the principles taught by Dave Ramsey I have broken down the process into 3 phases that you can read about in more detail on my About page. This process will help you get out of debt and find financial freedom that will enable you to live the life you want for you and your family.

I understand the feeling of stress and despair that come from being in debt and living paycheck to paycheck because I have been there. Between balancing the mortgage/rent, car payments, credit cards, and your day to day living expenses, it’s easy to feel like there is no money left to save for the things you want to do in life. The truth is that when you are in debt there often isn’t money to enjoy life’s pleasures. The trouble however, is that instead of going without, most people choose to pay for the fun things with credit, be it holidays, family vacations, or entertainment and eating out. This only serves to compound the problem. I’ve made similar mistakes and I have also found the way out.

If any of this sounds like your situation, schedule a consultation now. In time I want you to be able to look back and see the growth you’ve made, instead of seeing just how much things have stayed the same. Along with my coaching services I will be posting articles about various financial topics that will be helpful to you. Subscribe to my mailing list to get this helpful information right to your inbox. There is a way to achieve financial freedom, and I look forward to walking with you down the path



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